Regional banks provide financial services to individuals, businesses, and communities within specific geographic regions. These banks offer products such as loans, savings accounts, and mortgages, with a focus on local customer relationships. Regional banks typically serve smaller markets, offering personalized service and expertise tailored to local economies.
FLG (USA) - Flagstar Financial, Inc. has been performing poorly over the last 12 months making 8 new higher highs and is now down around -10.67%. If you had invested $1,000 into it 12 months ago, you would now have around a $-106.65 loss. If however you had managed to pick the lowest price over the last 12 months you would be up 244.53% or around $2445.28 profit in your pocket. Looking forward, Analysts have a target price of 12.179 which is roughly 33.39% more then the current price of 9.13 so the stock potentially has some upside to it.
Performance
# of Higher Highs
% Price Change
These are the top-level executives and decision-makers within a corporation, whose actions and insights can significantly impact the company's financial performance. You can do more research on them to find out if they had good (or bad) track records in leading previous businesses to success that they may have been involved in.
Senior Executive VP & President of Consumer and Corporate Banking
1962
62
President, CEO & Executive Chairman
1958
66
Executive VP & Chief Accounting Officer
1976
48
Executive VP & Chief Human Resources Officer
NA
NA
Senior Executive VP & President of Mortgage
1975
49
Senior Executive VP & CFO
1968
56
Senior Executive VP, General Counsel & Chief of Staff
1982
42
Executive VP & Director of Investor Relations
NA
NA
Senior VP & Chief Information Officer
NA
NA
Executive VP & Acting Enterprise Chief Compliance Officer
1960
64
Analyst ratings provide insights into how experts view a stock's potential. A 'Strong Buy' suggests high confidence in the stock’s future performance. 'Buy' ratings indicate a positive outlook. 'Hold' means maintaining current positions, while 'Sell' and 'Strong Sell' signal concerns. Seeing where Analysts are positioning themselves can give a high level overview of market confidence in a stock.
Rating
Strong Buy
Buy
Hold
Sell
Strong Sell
Technical indicators help investors analyze stock price trends and volatility. The 200 and 50-day moving averages show the average stock price over longer and shorter periods, highlighting potential support and resistance levels. The 52-week high and low indicate the stock's price range over the past year, providing a sense of its volatility. Beta measures the stock's sensitivity to market movements, with values below 1 indicating less volatility than the market.
200-day moving average
10.580
50-day moving average
11.205
shares short prior month
39319294
Key statistics provide a snapshot of a company's financial health and performance. Metrics like Book Value, Earnings Per Share (EPS), and EBITDA highlight profitability, while Dividend Yield and Dividend per Share indicate income potential for investors. Ratios like PE, Operating Margin, and Profit Margin offer insights into valuation and efficiency. Growth metrics, such as quarterly earnings and revenue growth (YOY), reflect the company's expansion. Return on Assets (ROA) and Return on Equity (ROE) measure how effectively a company uses its resources to generate profit.
EPS Estimate Current Year
-2.883
EPS Estimate Next Year
-0.377
market capitalization
4.91 B
most recent quarter
2024-06-30
operating margin TTM
-0.735
quarterly revenue growth YOY
-0.611
return on assets TTM
-0.032
return on equity TTM
-0.372
revenue per share TTM
4.972
Wall Street target price
12.179
These metrics provide a snapshot of a company’s financial health and market valuation, helping investors gauge whether a stock is overvalued, undervalued, or fairly priced. By examining factors like profitability, revenue generation, and asset value, investors can assess a company’s performance relative to its peers and the broader market. Metrics such as price-to-earnings, price-to-sales, and enterprise value ratios offer insights into how the market values a company’s earnings, sales, and cash flow generation potential. While these figures provide valuable context, they are most effective when combined with other analyses and compared against industry benchmarks.
Trailing PE
Forward PE
Price Sales TTM
Price Book MRQ
Enterprise Value
Enterprise Value Revenue
Enterprise Value Ebitda
303.030
3.438
0.615
3172657920
8.796
Shares statistics offer insights into stock ownership and market availability. The percentage of insiders and institutions reflects who holds the stock, with high institutional ownership often suggesting confidence in the company. Shares outstanding represent the total number of shares issued, while the shares float indicates the number available for public trading, affecting liquidity and volatility.
percent institutions
82.553
shares outstanding
415.12 M
short percent float
0.1184
Earnings annual refers to a company's total profits or net income over the course of a full fiscal year. This metric provides a comprehensive overview of a company’s financial performance, reflecting the impact of both operational efficiency and market conditions. Annual earnings are crucial for evaluating the company’s profitability, growth trajectory, and overall financial health, serving as a key indicator for investors, analysts, and stakeholders to assess its long-term prospects.
Earnings history refers to the record of a company's profits or net income over multiple periods, typically spanning several quarters or years. This data provides valuable insights into the company’s financial performance and its ability to generate consistent profits. By examining earnings history, investors and analysts can evaluate trends, identify patterns, and assess the sustainability of earnings, helping to make informed decisions about the company’s future potential and financial stability.
Date
Report Date
Before After Market
Eps Actual
Eps Estimate
Eps Difference
Surprise Percent
2023-09-30
2023-10-26
0.815
2023-03-31
2023-04-28
8.617
2005-06-30
2005-07-20
0.989
2024-06-30
2024-07-25
Before Market
-1.050
-0.420
-0.630
-150.000
2010-09-30
2010-10-27
0.930
2007-03-31
2007-04-25
0.660
2018-03-31
2018-04-25
0.599
2008-03-31
2008-04-23
0.670
2003-06-30
2003-07-16
1.191
2017-12-31
2018-01-31
0.784
2000-03-31
2000-03-31
0.314
2000-06-30
2000-06-30
0.327
2011-12-31
2012-01-25
0.803
2003-09-30
2003-10-22
1.185
2014-06-30
2014-07-23
0.801
2010-06-30
2010-07-28
0.935
2021-03-31
2021-04-26
0.877
2004-12-31
2005-01-25
0.953
2021-06-30
2021-07-28
0.910
2024-12-31
2025-01-29
Before Market
-0.470
2012-06-30
2012-07-25
0.890
2007-06-30
2007-07-25
0.345
2014-09-30
2014-10-22
0.812
2022-09-30
2022-10-26
0.914
2006-12-31
2007-01-24
0.543
2003-12-31
2004-01-27
1.431
2002-03-31
2002-04-17
0.785
1999-09-30
1999-09-30
0.347
2021-09-30
2021-10-27
0.890
2020-03-31
2020-04-29
0.586
1999-06-30
1999-06-30
0.291
2009-03-31
2009-04-29
0.775
2018-06-30
2018-07-25
0.601
2001-03-31
2001-03-31
0.748
2010-12-31
2011-01-26
0.994
2014-03-31
2014-04-30
0.779
2023-06-30
2023-07-27
1.662
1999-12-31
1999-12-31
0.292
2008-12-31
2009-01-27
0.895
2017-06-30
2017-07-26
0.654
2019-09-30
2019-10-30
0.578
2016-09-30
2016-10-26
0.768
2006-09-30
2006-10-25
0.638
2002-06-30
2002-07-17
0.955
1998-12-31
1998-12-31
0.278
2016-12-31
2017-01-25
0.698
2016-06-30
2016-07-27
0.776
2013-09-30
2013-10-23
0.775
2010-03-31
2010-04-21
0.856
2013-06-30
2013-07-24
0.831
2025-06-30
2025-07-23
Before Market
2017-03-31
2017-04-26
0.636
2015-12-31
2016-01-27
-2.598
2013-03-31
2013-04-24
0.803
2022-06-30
2022-07-27
1.035
2022-12-31
2023-01-31
0.900
2019-03-31
2019-04-30
0.569
2011-03-31
2011-04-19
0.841
2008-06-30
2008-07-23
-1.402
2005-03-31
2005-04-20
1.042
2021-12-31
2022-01-26
0.903
2019-12-31
2020-01-29
0.592
2012-09-30
2012-10-24
0.874
2020-06-30
2020-07-29
0.622
2009-06-30
2009-07-29
0.493
2004-06-30
2004-07-20
0.479
2003-03-31
2003-04-16
1.108
2022-03-31
2022-04-27
0.934
2006-03-31
2006-04-26
0.741
2005-09-30
2005-10-19
0.887
2002-09-30
2002-10-16
0.972
2000-09-30
2000-09-30
0.334
2016-03-31
2016-04-20
0.798
1998-09-30
1998-09-30
0.258
2013-12-31
2014-01-29
0.815
2007-09-30
2007-10-19
1.061
2006-06-30
2006-07-26
0.525
2007-12-31
2008-01-29
0.625
2001-09-30
2001-10-17
0.300
2012-12-31
2013-01-30
0.834
2018-09-30
2018-10-24
0.598
2012-03-31
2012-04-18
0.803
2019-06-30
2019-07-31
0.567
2008-09-30
2008-10-29
0.508
1999-03-31
1999-03-31
0.323
2024-03-31
2024-05-01
-0.750
-0.394
-0.356
-90.404
2011-06-30
2011-07-21
0.815
2020-12-31
2021-01-27
1.163
2017-09-30
2017-10-25
0.625
2015-06-30
2015-07-22
0.832
2011-09-30
2011-10-19
0.817
2018-12-31
2019-01-30
0.573
2009-12-31
2010-01-27
1.365
2009-09-30
2009-10-28
0.849
2004-09-30
2004-10-20
1.130
2002-12-31
2003-01-22
1.039
2015-09-30
2015-10-21
0.771
2023-12-31
2024-01-31
-0.810
0.865
-1.675
-193.609
2015-03-31
2015-04-29
0.803
2005-12-31
2006-01-25
0.422
2020-09-30
2020-10-28
0.689
2014-12-31
2015-01-29
0.886
2001-06-30
2001-06-30
0.514
2000-12-31
2000-12-31
0.051
1998-06-30
1998-06-30
0.241
1998-03-31
1998-03-31
0.228
2024-09-30
2024-10-25
Before Market
-0.690
-0.400
-0.290
-72.500
2001-12-31
2002-01-22
0.722
2004-03-31
2004-04-21
1.427
Splits and dividends statistics provide information on a company's dividend policy and stock splits. The dividend date and ex-dividend date indicate when dividends are paid and when new investors become ineligible for the next payout. The forward annual dividend rate and yield show expected future income from dividends. The last split date and factor reveal when the stock was last split, which can affect share price and liquidity. The payout ratio indicates the proportion of earnings paid as dividends, reflecting the company’s dividend sustainability.
ex-dividend date
2024-12-06
forward annual dividend rate
0.040
forward annual dividend yield
0.003
last split date
2024-07-12
Dividend history is important because it reflects a company's consistency in returning profits to shareholders. A stable or growing number of dividends over the years, like in the chart, suggests financial strength and a commitment to rewarding investors. Frequent, regular dividends can provide a reliable income stream and indicate a company's long-term stability, while any reduction or irregularity may signal potential financial challenges.
The history of outstanding shares shows changes in the number of shares a company has issued over time. Increases in outstanding shares can result from issuing new shares for raising capital or stock-based compensation, while decreases may occur due to share buybacks. Monitoring these changes helps investors understand how a company's capital structure is evolving, which can affect earnings per share (EPS), shareholder value, and potential dilution of ownership.
Comprehensive financial data for FLG:USA, including detailed insights into cash flow, balance sheets, and income statements—all in one convenient section.
A balance sheet is a financial statement that provides a snapshot of a company's financial position at a specific point in time, typically at the end of a quarter or fiscal year. It is of significant interest to stock investors as it shows the company's total assets, liabilities, and stockholders' equity, allowing investors to assess its financial health and potential for growth. The charts below represent various terms and figures on the balance sheet and provide stock investors with crucial information about a company's financial health, asset composition, debt obligations, and equity structure, enabling them to make informed investment decisions.
Short-long term debt represents debt with maturities between one and five years. Stock investors monitor this category to understand the company's mid-term debt commitments and financial obligations.
Long-term investments are assets a company intends to hold for more than a year, such as stocks, bonds, or real estate. They are crucial for investors because they can provide insights into future growth potential and financial health.
Intangible assets represent non-physical assets like patents, trademarks, and goodwill. Stock investors consider intangible assets as they can contribute to a company's competitive advantage and future growth potential. High intangible asset values may suggest a strong brand or market position.
Property, plant, and equipment net represent the value of tangible assets after deducting accumulated depreciation. Stock investors consider this figure to assess the current value of these assets and their impact on the company's financial position.
Capital stock is similar to common stock and represents the equity capital invested by shareholders. Stock investors examine capital stock as it reflects the financial resources contributed by investors to support the company's operations and growth.
Cash refers to the amount of money a company holds in readily available form, such as bank deposits and cash on hand. Stock investors closely track cash levels to assess a company's liquidity, its ability to cover short-term obligations, and its capacity for strategic investments or dividends.
Total liabilities represent the company's debts and obligations. Stock investors pay attention to this figure as it indicates the company's financial obligations and risks. High total liabilities may suggest higher financial leverage and potential challenges in meeting debt obligations.
This represents the value of physical assets after depreciation. Investors look at this to understand the tangible asset base of a company and its ability to generate revenue through its operations.
Net debt is the difference between a company's total debt and its cash and equivalents. Stock investors use this metric to assess a company's overall debt burden and its ability to manage and reduce debt over time.
Net invested capital represents the total capital invested in a company's operations, net of short-term liabilities. Stock investors consider this figure to assess the company's capital structure and the funds available for long-term investments.
Long-term debt includes obligations with maturities beyond one year. Stock investors consider long-term debt to evaluate the company's long-term financial obligations and its ability to manage and service its debt.
Short-term investments are financial assets that a company plans to convert into cash within a year. These typically include marketable securities, short-term bonds, or other liquid assets. Monitoring short-term investments helps investors assess a company's liquidity and its ability to meet short-term obligations or seize immediate opportunities. It provides insight into how the company manages its cash and temporary assets for strategic purposes.
Goodwill represents the premium a company pays when acquiring another company, reflecting the value of its brand, customer relationships, and other intangible assets. Stock investors consider goodwill to understand the potential synergies and value of acquisitions.
Common stock shares outstanding represent the total number of common shares issued and held by shareholders. Stock investors use this figure to calculate metrics like earnings per share (EPS) and assess ownership distribution.
Total stockholder equity reflects the residual value of assets after subtracting liabilities. Stock investors use this figure to assess the company's net worth and shareholders' ownership stake. Positive equity indicates that the company's assets exceed its debts.
Retained earnings represent the accumulated profits or losses that a company has retained over time. Stock investors analyze retained earnings to assess the company's historical profitability and its ability to reinvest in the business or distribute dividends.
Total assets represent the sum of all the company's resources, including cash, investments, property, and equipment. Stock investors are interested in this figure because it provides insight into a company's overall value and financial strength. Higher total assets may indicate a more stable and potentially valuable investment.
This reflects the estimated amount of income tax a company expects to pay during a reporting period, based on taxable income and applicable rates.
This is the income earned from interest-bearing assets, such as savings accounts, bonds, or loans, providing a secondary revenue stream.
Total revenue represents the total amount of money a company earns from its core business activities during a specific period, including sales of goods or services before any expenses are deducted. It is a fundamental metric in financial analysis, providing insights into a company’s market demand and growth potential. For investors, total revenue is a key indicator of a company’s ability to generate income and expand its operations.
This is the profit generated from ongoing business operations, excluding results from discontinued operations or extraordinary items.
Reconciled depreciation refers to the process of adjusting an asset's accumulated depreciation to reflect its actual usage, wear, or market value more accurately. By combining various factors, such as operational changes or economic conditions, it ensures consistency in financial reporting and provides a realistic valuation of the asset. This is crucial for stock analysis and investment decisions, as it offers transparency into a company's accounting practices and the true impact of aging assets on profitability, helping investors assess financial health more effectively.
This is the profit earned before income tax expenses are deducted. It provides insight into profitability from core and non-core activities.
Selling, General, and Administrative (SG&A) expenses encompass the costs associated with running a company's day-to-day operations outside of production. These include expenses for sales efforts, marketing, corporate management, office administration, and other overhead costs. SG&A is a key metric for investors, as it reflects a company’s operational efficiency and its ability to manage costs while driving revenue. A well-managed SG&A expense ratio can indicate strong financial discipline and a competitive edge.
This represents the difference between interest earned on assets and interest paid on liabilities. It is a key metric for financial institutions.
This is the profit a company earns after accounting for all expenses, taxes, and costs. It is a critical measure of financial performance.
This is the cost incurred by a company for borrowing funds. It reflects the interest paid on loans or other debt obligations.
This captures the cash inflows or outflows associated with the sale or purchase of stock. It reflects a company's activities in buying back its own shares or issuing new stock to investors.
This metric includes net cash inflows or outflows from financing activities such as issuing debt, repurchasing shares, or paying dividends.
This represents variations in current assets and liabilities, indicating how effectively a company manages its short-term liquidity and operational efficiency.
This accounts for the reduction in value of a company’s tangible assets over time due to wear and tear or obsolescence. It is a non-cash expense that impacts profit and cash flow.
This represents the amount of cash a company has at the end of a reporting period. It provides a snapshot of liquidity after all operating, investing, and financing activities.
This metric represents the net cash generated or used by a company in its primary business activities. It is a critical indicator of the company’s financial health and operational performance.
This is the net difference in a company's cash position over a specific period. It shows the overall impact of operational, investing, and financing activities on cash.
This shows the amount of cash a company had at the start of the reporting period, serving as a starting point for analyzing changes in liquidity.
These are funds used by a company to acquire, maintain, or upgrade physical assets such as property, buildings, or equipment. It reflects investments in long-term growth.
This is the cash available to a company after accounting for operational expenses and capital expenditures. It is a key metric for assessing financial flexibility and profitability.
This is the profit a company earns after accounting for all expenses, taxes, and costs. It is a critical measure of financial performance.
This reflects the value of stock or stock options granted to employees as part of their compensation. It is a non-cash expense affecting profitability.
This represents the cash distributed to shareholders as dividends during the reporting period. It reflects a company’s commitment to returning profits to investors.